The Free-way to Financing.

Whether your funding needs are short or long term, the SF SBDC's experienced team of fiscal specialists guide you through the maze of financial programs and options to direct your business to the right type of financing: commercial, private, or government guaranteed.

Our no-charge services include reviewing/preparing your financial statements, packaging your loan for optimal results, and assistance getting your application to the appropriate lender.

• Micro-Loan Programs: Provide short-term loans to $35,000 to start-ups and existing small businesses for working capital and the purchase of equipment (not to be applied to existing debt.) If you would like information on a microloan, please call us at 415-841-4050

• 7(a) Loan Guaranty: The SBA's primary business loan guarantee program, up to $750,000, may be used for start-ups, expansion, equipment purchases, working capital, and inventory.

• Venture/Debt/Equity: These specialized funding needs are determined by SBDC consultants who assist you in developing your approach to angel investors, investment groups, or corporations.

• San Francisco Office of Economic Development: The City of San Francisco offers loans up to $50,000.  The program is administered by TMC Working Solutions, a Resource Partner of the SBDC.

To request FREE one-on-one counseling from SBDC Professional Consultants and get connected to a loan provider:

If you are currently in business and generating revenue, please click here and complete the following form and you will be contacted to schedule an appointment.

If you are Business-Ready, have a business plan but not currently generating revenue, please click here.